Surplus Income Calculator


With our Surplus Income Calculator, 3 easy steps can help you estimate what your surplus income payment might be in a bankruptcy. Since the actual amount you will need to pay and the number of months you will be bankruptcy vary on a case by case basis, contact a Bankruptcy Canada trustee for a personalized calculation.

Step 1: Enter the number of people in your family

Select Family Size (including yourself):

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*Your Monthly Income Threshold is:

$2,062
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*The monthly income threshold defines the portion of your income that you are allowed to keep. Thresholds are set by the Superintendent of Bankruptcy and are based on your family size.

The monthly income threshold defines the portion of your income that you are allowed to keep. Thresholds are set by the Superintendent of Bankruptcy and are based on your family size.

Step 2: Enter Your Monthly Family Income


Step 3: Enter Your Monthly Family Deductions

Calculate Surplus Income Payment

Your total monthly income or total monthly debts cannot equal 0.

Monthly Surplus Income Payment =

The actual calculation for surplus income can be quite complicated and can affect the length of your bankruptcy. Contact a trustee to learn more about your options.

Talk to a trustee about your options

Contact a local trustee for a free consultation