Tag Archives: credit repair

Personal Bankruptcy Shouldn’t Be About Your Credit Score

 05 Dec 2017

The title of this article says it all.  If you are in enough financial trouble that you are actively researching personal bankruptcy, your credit score may be the least important factor for you to consider.  Allow me to explain. It is quite common for people that come to see us…

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Bankruptcy & Consumer Proposal: A Remedy For Poor Credit

 10 Aug 2015
credit score bankruptcy consumer proposal

There are a number of questions that are common to most, if not all of the people I meet with. If you have a car, you want to know if you can keep it (the answer is, almost always). If you run a business, you want to know if you…

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Which is Better For Your Credit Report? Consumer Proposal or Bankruptcy?

 17 Mar 2014
bankruptcy or consumer proposal and credit report

The fact that you filed a consumer proposal will stay in the legal section of your credit report for up to three years after you complete your proposal. This is in contrast to the 6 years that a bankruptcy will be reported. Of course the comparison is not that simple. …

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Yes Virginia, There Is Life After Bankruptcy

 05 Feb 2014
life after bankruptcy

The problem most people have with bankruptcy is that they just don’t know enough about it.  They don’t know what is involved, and more importantly, they don’t know how it ends, or if it ever ends… The Bankruptcy and Insolvency Act was created to allow the honest, but unfortunate debtor,…

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