Hoyes, Michalos & Associates Inc. – Licensed Insolvency Trustees

Kitchener, Ontario

We can help you reduce your debt payments. At Hoyes, Michalos & Associates Licensed Insolvency Trustees we can help you develop a plan to reduce your monthly debt repayments to a level you can afford. We can negotiate new payment terms with your creditors through a consumer proposal or, if necessary, help you file for bankruptcy. We will also talk to you about your other options including debt consolidation and credit counselling. Our goal is to find the best solution to meet your specific needs.

In Kitchener, Ontario, Licensed Insolvency Trustee Scott Schaefer is available to answer your questions about personal bankruptcy and consumer proposals. Scott understands how debt problems affect not only your financial health, but also your family and emotional well-being. In our Kitchener bankruptcy office, Scott provides respectful, confidential, custom-tailored advice so you can gain debt relief.

Contact us today for a free, no obligation consultation.

Bankruptcy trustee, Scott Schaeffer

Scott Schaefer,
Licensed Insolvency Trustee

Bankruptcy Trustee Kitchener | Bankruptcy Kitchener
Kitchener Insolvency Office
800 King Street West, Suite 2A
Kitchener, ON
Telephone: (519) 747-0660
or 310-PLAN (no area code required)
Website: Kitchener Bankruptcy

Relieve your financial stress. Contact us today.

Kitchener Office Location


Our Kitchener bankruptcy office is located on King Street next to Central Meat Market and across the street from KCI high school. Access to the building is available at both the front and rear of the building. Parking is in the back of the building – please use spots marked Hoyes Michalos Visitor Parking.